Today’s focus is on the best online banking apps in Nigeria. These banking apps are the best when it comes to offering good commercial banking services on their apps. The introduction of smartphones has helped make things easier for everyone and it keeps getting easier. And, these as helped every sector of the economy to subscribe to the advantages they offer. The banking sector is not left out.
Banks in Nigeria have now designed mobile apps that can help their customers transact with ease. With these online banking apps in Nigeria, you do not necessarily need to go to your local bank hall before performing any kind of transaction. Directly from the apps, you can make transfers and pay bills of any kind and see your banking details like see retrieving your BVN Number.
And also make complaints. Some of these apps come with upgraded features where you can request ATM cards and checkbooks. There is a lot you can use the apps for. That’s why every bank in Nigeria trying to have one for their customers.
However, not all banking apps have received praises from customers. That’s why I am listing the best banking apps in Nigeria according to customer reviews and ratings on the Google Play Store and Apple Store. Sit back and do well to read to the end.
Top 10 Best Banking Apps In Nigeria For Both Android And iOS
#1. Zenith Bank App
Zenith Bank app is one of the best banking apps in Nigeria around let say I remembered them first maybe because I bank with Zenith bank lol – but note, this list is not in any particular order. It has a beautiful interface. And it’s designed to help customers find their way around the app. With this app, you can manage your account. Check balance, make transfers, pay bills, and lots more. You can also use it to make QR payments, activate and deactivate your card.
To tell you how significant the app is, it has over one million downloads already on the Play store. Howbeit, the app also has some flaws. Some customers complained about the difficulty in logging in, which the bank fixed as soon as they saw the update from their customers
#2. Access More Bank App
Well, I have personally loved this app and it is one of the best banking apps in Nigeria. The kind of service I enjoyed using this app is quite remarkable. The app has a friendly user interface. Even, if it’s your first time using it, you can still help yourself around it. You can carry out all of your transactions on this app.
Transactions like money transfer, paying bills, purchasing of airtime for yourself or another person. If you have any form of problem, you don’t necessarily have to go to the bank just make your complaint from the app. The only issue I found with the app is that it doesn’t work well with a low internet connection.
#3. GTWorld/GTBank Mobile App
One of the best banks in the country. The GTBank mobile app gives you the freedom to carry your bank everywhere you go. You can manage your account at the comfort of your home or office. With a well-designed user interface, you can carry out any banking transaction you wish to carry out.
Transactions like money transfer, payment of bills, buying of airtime and data bundles, review your transaction history. You can also use the app to request your bank statement, manage your debt or credit card. The app also allows you to change your email, phone number, and other details. There is a lot you can use the app for.
#4. MyTAJ Mobile App
MyTAJ is TAJBank mobile app. The app gives TAJBank account holders the liberty to enjoy full financial and non-financial transactions. With this app, you can make fund transfer to your account and other banks.
It also supports the payment of bills, fingerprint recognition, account reviews, and lots more. The app also supports QR payments. You can also change your pin if you wish to. The app has positive remarks from users that’s why it made the list of best banking apps in Nigeria.
#5. UBA Banking App
The mobile banking app for UBA is one of the best online banking apps in Nigeria. Unlike others that take forever to log in, the UBA app helps customers login in split second. It also supports biometric options on phones that have these features. You can switch between day and night modes if you wish to.
The app allows you to make transfers with ease, request a statement, review your account, and lots more. You can also chat live with their customer care service. Whenever you have any problems just chat them up directly from the app. And you will have your issues resolved.
#6. Kuda Bank
This app made my list of best online banking apps in Nigeria despite not being a traditional bank. Kuda bank app is also listed as one of the best digital banking apps in Nigeria. Kuda bank is a digital bank that helps you carry out all banking transactions with ease. The app helps you make 25 transfers in a month without any charges attached to it.
The app also has a feature that helps you make a saving target. Kuda bank app also gives you the freedom to pay bills and purchase airtime and buy data bundles. Check my other review on digital banks to get a complete review on the app.
#7. Fidelity Online Banking
The Fidelity app allows gives you the freedom to carry out your bank anywhere you go. With a nice user interface, you get to do all banking transactions on the app. You can make a fund transfer to any bank in Nigeria, pay bills of any kind and view all your accounts. You also get an in-app message, chat with their customer care if any issue surfaces. If you are a constant traveler, you can pay for your domestic and international flights directly from the app.
#8. Stanbic IBTC App
Stanbic IBTC app has a beautiful interface. It’s very simple and easy to use. Just like other apps on the list of best banking apps in Nigeria, you can make transfers to any bank in the country. You also get to personalize your profile. The app has an easy sign-in. You also get to make bills payments, buy airtime for yourself and your colleagues. To wrap it up. The app allows you to carry out all financial transactions without visiting the bank.
#9. FCMB App
I love this app personally. With this app, you carry your bank everywhere you go. The app is fast and easy to use. It is convenient for both personal and business transactions. You get to buy airtime, pay bills and make transfers to any bank in Nigeria. You do not have to visit the bank often again. Just install the app and begin to transact.
#10. Opay App
Opay app is a tool for money transfer and payments. With this very app, you get to make money transfers to any bank in the country with no charges at all. Generally, most users use the app for bills payment and buying of airtime. But still, the app can be used to save money and request loans. It has a large interest rate and helps you to be disciplined when saving. The security is also tight so do not worry about any form of problem.
Final Verdict
There are a lot of other banking apps in Nigeria, but these are the best found around in terms of great performance and services rendered. Feel free to leave a comment in the comment box below and let me know which of the app I left out. And lastly, if you are not a fan of banking apps, try to start using them today they help a lot. You can also read other informative content on our page.
Quick Recap: List of Best Online Banking Apps in Nigeria:
- Zenith Bank App
- Access Bank App
- GTWORLD Mobile App
- MyTaj Banking App
- UBA Bank app
- Kuda Bank App
- Fidelity Banking App
- Stanbic IBTC APP
- FCMB Bank APP
- Opay Bank App
